A sudden, violent, unexpected, involuntary, unforeseen and specific event, external to the body, which occurs at an identifiable time and place.
If Agency Repair cover is included in your policy, then you have the option of having your vehicle repaired at the manufacturer’s authorised dealers. If you do not have this cover, then we shall select one of our own approved garages to undertake the repairs.
The amount paid by the insured in addition to the Basic Deductible.
In case the Agency Repairs cover is not mentioned in the Policy Schedule the repair to the Insured Vehicle will be done at one of our approved motor garages.
A passenger vehicle owned, leased, or rented by an Insured Person, or provided without charge by another person for the Insured Person's personal use, including motorcycles. It excludes vehicles with a gross vehicular weight greater than 2,650kg, commercial goods vehicles, taxis, any vehicle being used for commercial purposes or a vehicle driven other than on a paved roadway